Some veterans live with service-connected conditions that make it nearly impossible to keep a steady job. Maybe it’s chronic pain, severe PTSD, or a combination of disabilities that make working full-time unrealistic. If that sounds like you, there’s an option called TDIU (Total Disability based on Individual Unemployability).
TDIU pays veterans at the 100% disability rate, even if their combined rating is less than 100%. In other words, you don’t have to reach a perfect score on paper if your conditions truly prevent you from holding down gainful employment.
To qualify, the VA looks at both your ratings and your work history. Veterans often worry: “What if I can still do odd jobs here and there?” Don’t let that stop you. The VA focuses on whether you can maintain stable, meaningful employment—not occasional part-time work or jobs that don’t pay enough to live on.
Applying for TDIU can feel overwhelming because the VA wants details about your work history, education, and daily limitations. But you’re not alone. Our firm helps veterans present the full picture—medical records, personal statements, and even letters from former employers—so the VA understands why working is no longer possible.
Next Step: If you can’t work consistently due to service-connected disabilities, let us help you apply for TDIU and fight for financial security.

